Financial highlights
High growth in core business and confirmation of excellent credit quality
Massimo Gianolli, Chief Executive Officer of Generalfinance, declared: “The third quarter of 2025 showed a very strong level of activity, in line with the consolidation and growth objectives outlined in the recently approved 2025–2027 Industrial Plan.
We are seeing an excellent commercial trend, with a 34% growth in business and a return on invested capital of 40%; the cost/income ratio of 29% reflects a high level of operational efficiency, driven by improving company productivity, strong in-house expertise, and the robustness of our proprietary IT platform. We are constantly committed to supporting our clients with tailored financial solutions, especially during this phase of the economic cycle, where providing swift responses and specialized assistance to businesses is particularly important”.
We are seeing an excellent commercial trend, with a 34% growth in business and a return on invested capital of 40%; the cost/income ratio of 29% reflects a high level of operational efficiency, driven by improving company productivity, strong in-house expertise, and the robustness of our proprietary IT platform. We are constantly committed to supporting our clients with tailored financial solutions, especially during this phase of the economic cycle, where providing swift responses and specialized assistance to businesses is particularly important”.
HIGHLIGHTS
€905 mln
Turnover
The Turnover figure as of March 31, 2026 stood at €905 million, up 10% over the same period of 2025, confirming the growth trend of recent quarters.
€5.1 mln
Net income
Net income of 5.1 mln euro, -3% compared to the same period of 2025. ROE stands at 21% significantly higher than the cost of capital
19.7%
Total capital ratio
Generalfinance's capital ratios, including the profit for the period net of the expected dividend, calculated considering a 50% pay out target, in line with the Company's dividend policy, are well above the regulatory minimums set by Circular 288 of Bank of Italy.
Our results
Period
Key indicators
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